Free Tools · Edmonton
Run Your Own Numbers Before You Call.
Four calculators: refinance pull-out, legal suite ROI, cash-flow & cap rate, and a renovation cost-vs-value optimizer. All are simplified models — real numbers get confirmed on a scope call against your actual property.
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Calculator 1
Refinance Pull-Out Estimator
Estimate how much capital you can recycle back out of a renovation at refinance.
Estimated Pull-Out at Refinance
$10,000
Note: Pull-out = Refinance Amount − Purchase Price. This is a simplified model. Actual pull-out depends on closing costs, legal fees, and lender-specific calculations. See full disclaimer below.
Calculator 2
Legal Suite ROI Estimator
Estimate your legal suite's annual return and payback period.
Annual Net Income
$14,040
Payback Period
3.2 yrs
Full Breakdown
Note: Does not account for property taxes, insurance, mortgage carrying costs, or ARV contribution. See full disclaimer below.
Important Disclaimer
These calculations are for general estimation and planning purposes only. They are not financial, investment, mortgage, or professional advice of any kind. Actual refinance amounts, appraised values, rental income, and investment returns will vary based on your property's specific characteristics, neighbourhood market conditions, lender requirements, your personal financial situation, and many other factors. ARV estimates are not appraisals. Rental income estimates are not guaranteed. Always consult a licensed mortgage broker, a certified appraiser, and appropriate legal and financial professionals before making any investment or financing decisions. Keystone Residential Solutions provides these tools for informational purposes only and accepts no liability for any decisions made based on these calculations.
Calculator 3
Cash-Flow & Cap Rate Calculator
See what a rental property actually nets you every month, and how it compares on a cap-rate basis.
Monthly Cash Flow
$350
NOI (Net Operating Income) excludes mortgage payments — it's rent minus operating expenses only. This is a simplified model; actual returns depend on vacancy, financing terms, and property-specific costs.
Calculator 4
Renovation Cost-vs-ARV Optimizer
Check whether a renovation actually pays for itself in appraised value before you commit to it.
Verdict
Strong ROI
A return above $1.50 of value per $1 spent is generally a strong renovation decision; below $1.00 means the reno likely costs more than the value it adds. This is a simplified model — actual appraised value depends on comparable sales.
Important Disclaimer
These calculations are for general estimation and planning purposes only. They are not financial, investment, mortgage, or professional advice of any kind. Actual refinance amounts, appraised values, rental income, and investment returns will vary based on your property's specific characteristics, neighbourhood market conditions, lender requirements, your personal financial situation, and many other factors. ARV estimates are not appraisals. Rental income estimates are not guaranteed. Always consult a licensed mortgage broker, a certified appraiser, and appropriate legal and financial professionals before making any investment or financing decisions. Keystone Residential Solutions provides these tools for informational purposes only and accepts no liability for any decisions made based on these calculations.
Validate Your Numbers
Ready to Validate These Numbers on Your Actual Property?
These calculators give you a directional sense of what's possible. A free 30-minute call with Keystone gives you specific numbers grounded in Edmonton's actual comparable sales, rental market data, and what your specific property can realistically achieve. Bring your calculator numbers — we'll tell you if they're realistic.
Book a Free CallNo obligation. 30 minutes. Walk away with real numbers for your property.
FAQ
Frequently Asked Questions
What calculators are available on this page?
Four: a Refinance Pull-Out estimator, a Legal Suite ROI estimator, a Cash-Flow & Cap Rate calculator, and a Renovation Cost-vs-ARV Optimizer.
Are these calculators accurate for my exact property?
They're simplified models meant to give you a directional sense of what's possible — not a formal appraisal or lending decision. A free 30-minute call gets you specific numbers grounded in Edmonton's actual comparable sales, rental market data, and what your specific property can realistically achieve.
What does the Refinance Pull-Out calculator estimate?
How much equity you could pull out after renovating a property and refinancing it, based on your purchase price, renovation cost, projected after-repair value, and refinance loan-to-value.
What does the Legal Suite ROI calculator estimate?
The rental income and appraisal-value return from adding a legal basement suite to a property, based on suite cost, projected rent, and estimated appraisal contribution.
Does Keystone store the numbers I enter into the calculators?
No. Calculator inputs are processed entirely in your browser — Keystone does not store, transmit, or retain them.
What is a good cap rate for a rental property in Edmonton?
It depends on the property type and area, but many Edmonton investors target a cap rate in the range the Cash-Flow & Cap Rate calculator surfaces for comparable purchase prices and rents. It's one input among several — cash flow and appreciation potential matter just as much as the cap rate alone.
What does the Renovation Cost-vs-ARV Optimizer actually tell me?
Whether a specific renovation is likely to pay for itself. It compares what you'd spend against the After-Repair Value lift that spend typically produces, and flags the difference between a renovation that's a Strong ROI, one that Breaks Even, and one that's a Likely Overspend for that price point.